these are all the taxes on the regulation, complete us. if you do all these things come you don't have to worry about us, the state anymore. when i got into office, i never was able to do that. but still, simplicity is pretty big here. we've seen a think that the law passed a few years ago has taught us in games about the value of the default position about autoenrollment, automatic escalation henry no financial literacy is not a high level among a lot of of us, even if we spend a lot of time, these things can get confusing. we don't want to take anyone's freedom away to make his or her own decision about this. automatic enrollment, or automatic changes are default position said that her reflect the reality of an individual may be one promising further separate to take a new senior advice about what they should be as once said. it was this simple form because that's what i'm thinking. i wonder what happened if i invited to to write a fluorescent admitted to us. let's say you're about to go into business. dr. madrian compasses that she what